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Q
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How long will it take for me to be approved? |
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A
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This can usually be completed in a matter of minutes, but we will have a better idea of exactly how long this process will be after we sit down together and discuss your individual circumstances. |
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Q
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I would like to buy a house, but I've heard that I will need at least 5% down payment in order to qualify for a fixed rate mortgage. Is this the case? |
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Not necessarily. Some of our lenders have programs which target buyers with good credit who have no down payment or little down payment. Specifically, we offer several 0% down and 3% down loan programs. Speak with one of our friendly loan officers to see if you might qualify. |
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Q
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Do you charge origination fees? |
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We typically do not charge origination fees. With most of the loan programs we offer, we are paid by the lender so that we do not have to charge a "point" (one percent of the loan amount) |
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Q
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Do I need to rearrange my schedule to meet with you between 8:00 AM and 5:00 PM? |
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No. Our loan officers will try to accommodate you regardless of your busy schedule. It is very common for us to keep evening hours. Just be sure to schedule an appointment, as it may not be every evening that we are in the office |
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