About News Locations Associates Careers Contact Search Account Access --Select Online Access-- BANKING ---- Consumer Internet Banking ---- Business Internet Banking TRUST & INVESTMENTS ---- Retirement Plan Participants ---- Private Investors OTHER BANKING ACCESS ---- Remote Deposit ---- Business Credit Card ---- Discount Brokerage ---- Positive Pay System ---- OnBase Web Access ---- Secure Upload ---- Points2U Rewards Program ---- WoodTrust Gift Cards ACCOUNT ACCESS HELP     Business Banking   Consumer Banking   Trust & Investments   Mortgage   Commercial Lending Deposit Services Business Credit Cards Points2U Business Internet Banking Remote Deposit Health Savings Accounts Other Services Mortgages Home Equity & Consumer Loans Consumer Internet Banking Checking Accounts Points2U Savings Accounts HSAs CDs Private Banking Verified by Visa Investment Management Fiduciary Services Retirement Plans Trusts & Estate Planning IRAs Financial Planning Discount Brokerage Mortgage Lending Mortgage Application Home Equity & Consumer Loans Savings Accounts Account Comparisons Free Extras! Consumer Internet Banking   Consumer Banking Mortgages Home Equity & Consumer Loans Consumer Internet Banking Checking Accounts Overdraft Services Points2U Savings Accounts Health Savings Accounts Certficates of Deposit Private Banking Verified by Visa WoodTrust.com > Consumer Banking > Savings Accounts > Savings Account Comparisons   Savings Account Comparisons Account Type Special Features Special Conditions Regular Savings Earn a guaranteed interest rate and access to funds whenever they are needed. Interest is earned daily and paid quarterly. Minimum opening deposit is $100. There is no monthly maintenance fee if the $100 minimum balance is maintained. If the balance falls below $100, there is a quarterly maintenance fee of $3 plus $.20 per service chargeable debit. Account holders may make unlimited transactions in person, at ATM, or by mail. Insured Money Market Account Earn interest and access money by writing a check or making an in-person withdrawal. Earns daily interest – tiered rate structure: $0 – $9,999 $10,000 – $24,999 $25,000 or more Minimum opening deposit is $1,000. There is no monthly maintenance fee if the $100 minimum balance is maintained or a $4,000 average monthly balance. If the balance falls below the required minimums, there is a $5.00 monthly maintenance fee. Account holders may make unlimited in-person withdrawals or six preauthorized transfers, telephone debit transfers, or Internet debit transfers per statement period (includes a maximum of three checks or Check Card withdrawals). Certificates of Deposit Enjoy insured safety for long-term savings. Invest in any term – from 30 days to 6 years, or any date in between. Earn a guaranteed interest rate throughout the term of investment. Certificates of Deposit with a term of 30, 90, or 182 days require a deposit of $1,000. For Certificates of Deposit with a maturity of one year or more, the minimum deposit is $500 or more. There is a substantial penalty for early withdrawal. Johnny Appleseed and Teen Savings Programs The perfect way to help children and grandchildren learn good money management skills. Interest is earned daily and paid quarterly. Can be opened with any amount. Start them out with a Johnny Appleseed savings account. Children twelve and under can belong. The Teen account is for teens age 13 to 18. There is no monthly maintenance fee. Make unlimited transactions in person, at ATM, or by mail. Johnny Appleseed holders will receive a free gift on their birthday. Every deposit made to a Johnny Appleseed account qualifies for an entry to our semi-annual Grand Prize Raffle. Participate – Begin Today! Club Savings Save for vacations or holiday shopping. Interest is earned daily. Can be opened with any amount. Make regular deposits throughout the year and receive one check including all the money saved – plus interest. There is a substantial penalty for early withdrawal. See Deposit Account Disclosure brochure for details on service fees and transaction limitations.
	Business Banking Consumer Banking Trust & Investments Mortgage About News Locations Associates Careers Contact Search Copyright © 2008 WoodTrust Financial Corporation. All Rights Reserved. Privacy Policy Member FDIC TLGP Participation: Due to our substantial balance sheet strength and capital adequacy, WoodTrust Bank, N.A. has opted not to participate in the FDIC’s Transaction Account Guarantee Program effective January 1, 2010. After December 31, 2009, funds held in noninterest bearing transaction accounts will no longer be guaranteed in full under the Transaction Guarantee Program but will be insured up to $250,000 under the FDIC’s general deposit insurance rules. We have chosen not to participate in this program due in part to having been recognized by Bankrate.com and TheStreet.com – independent evaluators of bank financial conditions – for our financial strength. We are pleased to have been ranked amongst its highest achievers for safety and soundness. We will continue to serve our clients with the high standards and sound banking practices to which they are accustomed. Notice: If you are leaving a WoodTrust website and going to a third party site, that site may have a privacy policy different from WoodTrust and may provide less security than this WoodTrust site. WoodTrust and its affiliates are not responsible for the products, services, and content on the third party website.